Stripe for
vacation rentals

Stripe currently lists standard US pricing of 2.9% + 30¢ for each successful domestic card transaction. A $1,000 domestic card payment would therefore have a $29.30 processing fee. International cards, currency conversion, alternative payment methods, custom pricing, and non-US accounts can have different rates, so confirm the pricing shown for your Stripe account.

Stripe's current refund documentation states that the processing fees from the original transaction are not returned. Under standard US domestic card pricing, fully refunding a $1,000 payment would return the guest's $1,000 while the original $29.30 processing cost remains with the host. Pricing and refund policies can vary by region and account.

You can issue one or more partial refunds from Stripe as long as the total does not exceed the original payment. The refund comes from your available Stripe balance, and Stripe's current documentation says the original transaction's processing fees are not returned. Review the payment in your Stripe Dashboard before confirming the refund.

Publish a clear cancellation policy, communicate the total and property terms before payment, choose collection timing deliberately, and keep the booking record needed to resolve exceptions. When appropriate, a date change or stay credit can preserve the booking relationship without creating an immediate card refund.

Do not deduct processing fees automatically. Your cancellation terms, consumer-protection requirements, card-network rules, and local law can affect what you may retain. State your policy clearly before booking and obtain appropriate legal guidance for your market.

Stripe says customers typically see a card refund approximately 5–10 business days after it is submitted, depending on the bank. A refund issued soon after payment can appear as a reversal, causing the original charge to disappear instead of showing a separate credit.

If a damage deposit is collected as part of a completed card payment, returning it is a refund and Stripe's refund policy applies. State the deposit terms clearly, document any deductions, and review the original payment in Stripe before issuing a full or partial refund.

Stripe withdraws the disputed amount and applies the dispute fees shown for your account. You can respond with evidence such as the booking confirmation, signed rental agreement, cancellation policy, guest communication, and proof of the stay. Stripe's current US pricing page lists separate fees for receiving and manually countering a dispute.

Stripe is a payment processor, while Airbnb and Vrbo are marketplaces that also provide traveler demand and platform services. For a $1,000 US domestic card payment, Stripe's published standard processing example is $29.30. Marketplace host fees vary by platform, account, property, market, and fee model, so compare the net payout shown in each account rather than treating one percentage as universal.